The Budget Kit: The Common Cents Money Management Workbook (Budget Kit)

No matter your financial goal, a well-defined budget is the first step to meet it. The bestselling classic The Budget Kit has helped hundreds of thousands of people across America develop effective budgets and gain financial freedom. In this fully updated and revised edition, you will gain the skills to control your money—and your future.

Learn to:

• Create a simple, functional system for managing your finances, with or without financial software
• Navigate the latest developments in the paperless world of electronic banking
• Discover the freedom of being able to achieve your personal and financial goals
• Make a plan to pay off debt and plan for the future

With Judy’s tried-and-true guidance, you can get your spending under control and create a budget that will get you on the road to financial freedom.

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In an age of information overload, many simply don't have the time, knowledge or organizational skills to create a simple, functional system for managing personal finances. The Budget Kit has become a bestselling classic that has helped hundreds of thousands of people across America develop effective budgets and gain financial freedom. Even if you are using a financial software program, you will find the concepts in The Budget Kit to be essential to your understanding of budgeting. In the completely revised and updated fourth edition, Judy Lawrence tackles the unique challenges faced in the digital society in which we live. The increased use of debit cards, automatic withdrawals, direct paycheck deposits and online bill payment systems has distanced us from our money like never before. Judy guides you through the electronic shift to a cashless society and keeps you connected to your money.