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| Quicken 2005 Deluxe [Old Version] | ![Quicken 2005 Deluxe [Old Version]](http://ecx.images-amazon.com/images/I/41HE6M2WJ8L._SL160_.jpg)
 enlarge | From: Intuit
Category: Software
List Price: $59.95
Buy New: $54.99
You Save: $4.96 (8%)
Avg. Customer Rating:  113 reviews
Sales Rank: 1862
Format: Cd-rom
Platforms: Windows 98, Windows 2000, Windows Me, Windows Xp
Media: CD-ROM
Edition: Deluxe
Autographed: No
Memorabilia: No
Shipping Weight (lbs): 2
Dimensions (in): 7.7 x 5.3 x 1.4
MPN: ITICD00919WI
Model: 283645
UPC: 028287009196
EAN: 0028287009196
ASIN: B00029J1SG
Release Date: July 30, 2004
Availability: Usually ships in 1-2 business days
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| Customer Reviews:
 Found a GREAT Alternative to Quicken May 31, 2005
29 out of 33 found this review helpful
MoneyDance 2005 - www.moneydance.com
After years of using an end-of-life proprietary product from my bank, I finally had to breakdown and move from it due to it's lack of interoperability with XP Service Pack 2. I had delayed doing this for years because of the negative reviews I had seen here for Quicken, especially all of the embedded adware. I didn't trust Intuit (or Microsoft either) that a hidden online access point wouldn't be putting my valuable personal financial data at risk in order to promote it's online banking features. And then I found out that I was out of luck, because Quicken 2005 doesn't support .qif anymore *grrr*.
I searched Amazon, and found Moneydance and liked it's customer reviews, although they were a few years old. I went to it's website www.moneydance.com, and discovered that the product is still available and up to date. It also included a free trial, which I immediately downloaded and liked the software so much, I bought the full license within an hour.
If all you want is a reliable banking application with online bank access and NO ADWARE, this software is absolutely for you. The online component is not included by default, so no worries about the software taking you to a proprietary online banking site like quicken's or microsoft's. However, they make it VERY easy to add-on online banking features and support both .qif and Quicken's new .qdf formats.
All of my data transferred over (my old software was able to export to .qif), although I did have to spend a little time re-organizing things. Whether that is a quirk of Moneydance, or the legacy software I was transfering from, I don't know. The software has support for investment accounts, although I've never tracked mine using my banking software, so I haven't tried it.
Another big plus for the software is that it is Java based, and will install on any Java-enabled platform. No more being locked into Windows.
An exercise in frustration.... May 18, 2005
15 out of 17 found this review helpful
This newest version is bigger, splashier and has so many new improvements that it's almost completely useless. I was forced to upgrade in order to keep downloading transactions and am I sorry I did it. This new version of Quicken is by far the worst one they've released yet.
First off, one of their most annoying new feature (and I use that term lightly). In an effort to entwine themselves even deeper into your finances - when you go enter information into an account ads for their own products pop up. I'm sorry, but I didn't pay money to have your software show me ads while it interrupts my work.
The stock/mutual fund system is worse than ever. I downloaded my transactions and suddenly it decided they didn't balance so it added a bunch of transactions to balance my portfolio. Funny thing is, as soon as I deleted all the extra items they put in, my portfolio balanced again.
Another annoying bug is in the reconcile function. The sad thing is the bug has been there for almost 10 years and they still haven't fixed it. When you are at the end of reconciling the program will sometimes still be out of balance. You'll spend time going over it, pulling your hair out, etc. In truth - it balances. You just have to exit reconcile and start it over. Poof! It balances.
Overall, I just wish I hadn't upgraded. The program does nothing that the version I had didn't do. It's much more invasive into your privacy and insistent in the use of ads. They added nothing to the software yet made it slower and harder to use. It's just not worth the time and frustration.
Q05 breaks 401(k) accounts May 16, 2005
6 out of 7 found this review helpful
Quicken 2005 seems to have no major additions, just a few new bugs added. Of course, they don't actually have to offer new functionality -- they just "sunset" a bunch of Quicken versions (Q01, Q02) to force people to upgrade.... So far, so bad...
What is really a big nuisance is how 401(k) handled, though. Instead of the wizrd screen which creates the right set of buy transactions at the average price, they now put "placeholder transactions" which don't reflect the money coming from the account, etc.
I would love to switch to downloaded data, BUT --- doing so requires me to first put sell on all my current funds, and then do a buy-back with a new fund name (Quicken insists on creatong new names for the downloaded data!), losing all my history.
Summary: stay away from Q05 if you need to do anything with 401k accounts
Quicken is was a great product, Intuit is arrogant. May 12, 2005
11 out of 14 found this review helpful
Quicken2002 and Bank@home worked excellently for me. I import transactions from banks that don't support QFX, using QIF.
The online services ended last month - to continue requires an upgrade that will disable QIF imports.
Intuits answer? Write a letter to your bank or switch banks.
They claim to import OFX, but really they only import thier proprietary QFX version of OFX, and then only if you are online and the bank is on their paid up list.
I didn't upgrade and I withdrew from their online service with my bank - no revenue from upgrade, no revenue from monthly fees at bank. Great business plan, intuit!
Poorly functioning SPYWARE May 2, 2005
14 out of 16 found this review helpful
I've been a Quicken user since the early 1990s. I've seen the complexity of the product steadily ramp up and the ease of use drop with every upgrade, but up until now it always performed as advertised. The 2005 release changed all that.
My need has always been to conveniently track banking and brokerage transactions at several institutions. Quicken claims to support all of them. After installing Quicken 2005 (and a short period where it worked perfectly) I did a routine download and found that Quicken had totally corrupted of all of my portfolio data. Facing the task of having to manually re-enter hundreds of items I decided to move to a separate professional portfolio management program from NAIC.
Even after this I remained naively loyal to the product that had served me well for so many years. I figured that Quicken 2005 should be able to handle simple checking and savings account transactions from a single bank, right? Wrong.
After working well for a couple of weeks Quicken now doesn't recognize previously downloaded transactions from my bank. It downloads my entire transaction record EACH AND EVERY TIME I attempt it, and inserts hundreds of duplicate entries that must be individually deleted. I tried to save myself by reloading a recently archived copy of the file but that didn't help. It turns out that an automatic "update for backup" feature I was unaware of had corrupted every one of my backed-up files, even those in different folders on my hard drive. After six tries and many wasted hours I'm throwing in the towel. I'm now using AceMoney, a simple money-management program that reminds me of what I first liked about Quicken many years ago.
Quicken 2005 is a bloated behemoth with poor functionality. Its biggest problem seems to be that the marketing geniuses at Intuit decided to drop a common, long-used file standard (QIF) in favor of a proprietary one (QFX) that they can charge banks for using. The old protocol worked fine but lacked certain snooping features favored by Intuit. HERE IS WHERE IT GETS EVEN WORSE: I now understand that Quicken cross-checks your identity with the bank to determine if you have an account with that bank corresponding to the QFX data.
A simple question: If Quicken is nosey enough to want to verify that I'm the account holder, (not in itself a bad thing), then what other personal and financial data can they electronically extract from me when I'm using the program while connected to the Internet? As a recent ID theft victim I take this potential threat very seriously.
Before anyone buys this product I suggest they check out quickenforum.com and click on the thread "Downloading transactions/online banking and paying bills online." There you will get an idea of the hostility and sense of betrayal that scores of long-time quicken users feel for this formerly great program.
Today I received an email from Quicken begging me to "Tell your friends and family how much Quicken helps you". Well, today I'm doing just that.
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