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| Microsoft Money Deluxe 2005 [Old Version] | ![Microsoft Money Deluxe 2005 [Old Version]](http://ecx.images-amazon.com/images/I/51J5MJEEE3L._SL160_.jpg)
 enlarge | From: Microsoft Software
Category: Software
List Price: $59.99
Buy Used: $19.95
You Save: $40.04 (67%)
Avg. Customer Rating:  57 reviews
Sales Rank: 4360
Format: Cd-rom
Platforms: Windows 98, Windows 2000, Windows Me, Windows Xp
Media: CD-ROM
Edition: Deluxe
Autographed: No
Memorabilia: No
Shipping Weight (lbs): 2
Dimensions (in): 7.6 x 5.4 x 1.4
MPN: 86000349
Model: 860-00349
UPC: 805529809864
EAN: 0805529809864
ASIN: B0002D12D4
Release Date: September 13, 2004
Availability: Usually ships in 1-2 business days
Condition: CD-ROM, plastic case and booklet like new are excellent condition. Missing box, manual book. Ships immediately.
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| Customer Reviews:
 Lots of Potential Overshadowed by Problems April 9, 2005
13 out of 15 found this review helpful
MS Money Deluxe 2005 has a lot of potential but has bugs that make it a waste of time.
First: accounts are updated by institution. If you close an account at that institution, you cant close it in Money unless you close that institution entirely in Money. Also, for some reason, accounts get duplicated in Money. If you want to delete the duplicate, you have to delete all accounts for institution. the only solution I found was to manually "adjust" the duplicate account to 0.
Second: Want to make an alternate budget plan for when your life changes? (like after school, after marriage, new job, lost job, ect...?) The new Money file you will open to do this will incorporate only SOME of your accounts, and will erase your old budget entirely, making you work from scratch.
Third: Want to use your money file on multiple computers? Say, when out of town, work with it on your laptop, then update those changes on your desktop? NO way--you can view the changes on the other computer if you let MS have all your financial info stored on the web, but you cant work the same file on both machines. You can save your data to the web from one machine and then use that data in a new file on the other machine, but some accounts do not get incorporated onto your new file, and changes to your budget do not get incorporated onto your new file.
Fourth: Why in the world can't you take your money file, work with it on one computer, back it up to a floppy, and work with it on another computer??? Imagine having a word processor that would only let you view and edit your documents on the original machine where it was created? THAT WOULD BE ABSURD, AND THAT IS WHAT MS MONEY DOES?!! MS purposefully went to great lengths to make this software IMPOSSIBLE TO USE IN ANY MEANINGFUL PRODUCTIVE WAY.
I hate MS money now. It is not expensive, but when you spend hours and hours trying to fix problems until you realize that there is nothing you can do, it is very frustrating. An excel spreadsheet is easier, If you have good handwriting a pencil and paper is better. THIS SOFTWARE IS JUNK.
Good fun balancing accounts March 28, 2005
12 out of 15 found this review helpful
Great job, Microsoft, on another quality product!
Trivia question: what do you get when you cross the usability of Lotus Notes with the stability of Mac OS 9 and the security of Internet Explorer? That's right - Microsoft Money 2005!
Seriously though, it won't properly download 90 days of transactions from my checking account into a BRAND NEW FILE without garbling stuff. Back to the cesspool from whence it came...
An HONEST review after 2 months of use March 25, 2005
18 out of 19 found this review helpful
You want an honest review? Save your money.
I switched to Money 2004 Deluxe and was so happy to get away from Intuit (Quicken). I laughed for a full year as I enjoyed Money 2004 Deluxe immensely.
Then I "Upgraded" to 2005 Deluxe in January. What a mistake.
As other reviewers have mentioned, it is full of bugs and removes features that were in the previous version.
I repeatedly requested a way to set up multiple home page views, as I did in Money 2004. The car page, the home page, etc. I was stonewalled and finally they simply refused to answer me straight out when I wanted a simple answer "is the feature no longer present?"
Then I sent an email to support regarding 3 bugs I've been putting up with for 2 months.
1) Automatic Sign-in to Hotmail no longer works after running Money 2005. Until you reboot the computer.
2) Accouts do not automatically update anymore, you must manually force the update.
3) The "Hide this window" for the updating message box doesn't work. The software never remembers you want the window to stay hidden, so you must constantly close it every time you update.
The answer from support? (paraphrased) "We can reproduce all 3 of these issues and they've been reported to the developers. Unfortunately we cannot guarantee these features will be added to Money 2005. Send them a suggestion."
These aren't features, they are BUGS. They should have been fixed IMMEDIATELY. After 2 months they still aren't doing anything about them?
Latest issue: I closed a CD account with my bank. Every time I manually update, I get errors because the account no longer exists at the bank. Is there a way to stop this CLOSED account from updating? Of course not. Tech support told me to reopen the CD account and disable online services. This disables ALL online services for my bank as you can only do it by institution, not by account. I followed his instructions, realizing I would have to re-enable my other bank accounts for online updates. When I did this, Money 2005 was so kind as to connect to my bank and make ALL NEW ACCOUNTS, leaving me with duplicate accounts for every bank account I had been using.
First, closed accounts should not be "updated". Duh. Second, the software should allow EACH account to be disabled from online updates, not just on an institutional basis.
Do the developers actually use their own software? I think not.
Whomever is responsible for this pile of garbage should be fired by Microsoft. Maybe they can get a job at Intuit, that's where they belong. Bring back the development crew for Money 2004. Please.
Worst upgrade ever March 19, 2005
6 out of 8 found this review helpful
Delivered with dozens of problems and after 2 patches still has some significant problems and numerous annoyances. The major problem I have is that sales and/or purchases of securities end up being recorded backwards in computing the balance. This can occur up to several days after first entered and requires going back and deleting and reentering the transaction until it finally stays posted correctly. My major annoyances is that automatic updates do not work for credit cards and banks, and require manual 'update now' to be performed to get these updated. Also this edition signs you out of your passport account every time and if you normally use 'keep me signed in' so you don't have to sign in every time you use, say My MSN, you have to sign in every time you use Money. I suggest you stay with your old versions, as by the time I gave up with the excuses and eventual patches from their technicians, I had so many transactions entered it would have been a major effort to reinstall 2004, which worked wonderfully.
Useless Piece of Software March 13, 2005
7 out of 8 found this review helpful
Money is highly prone to usability errors, and bad math. My first 3 months of usage were fine, until Money could not keep the books straight anymore, to the point where it would show thousands of dollars more in my register than actually available. I've attempted every imaginable way to fix this, including manually adjusting all the items, yet with every update Money would once again revert to prior errors. The Money support is full of lengthy and cumbersome advice on how to fix every bug imaginable (which should be a clear red flag that this software does contain every bug imaginable). I've spent days and hours trying their directions and could not get my financial info. corrected. Deleting accounts and downloading info back in left me with only 60 days worth of financial info. All in all, this software is not only a pain to use, but it can turn out to be useless and erroneous. I am back to where I started, where I keep track of my expenses on paper or Excel, as I simply cannot trust that Money can correctly track my finances. Bottom line, purchasing and using money was a waster of money. I too believed that all the other reviewers who gave it bad reviews were just not savvy enough to use this piece of software, so I learned the truth the hard way. You on the other hand can be smarter than me. Just don't buy it!
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